Finance Terms & Conditions

Terms & Conditions

Buy now pay in 12 months finance offer is available on orders over £5,000 + VAT with a minimum deposit of 30%. Credit is subject to status and affordability, terms apply. 9.9% APR representative. Tom Howley are a credit broker and are Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance.  Novuna Personal Finance is a trading style of Mitsubishi HC Capital UK PLC Authorised and Regulated by the Financial Conduct Authority.

Minimum Value Order

The minimum order value for all Tom Howley Kitchens is £5,000 + VAT.

Please note this minimum order value applies to all methods of payment.